tag:blogger.com,1999:blog-3831983795446210066.post6110214781826740148..comments2023-06-11T22:49:02.988+08:00Comments on LCF on Personal Finance: Malaysia: The 4th & Perhaps the Most Important Question to Ask an UTC before you Invest in Unit TrustLCFhttp://www.blogger.com/profile/15837605524961800977noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-3831983795446210066.post-82085956697873941122011-12-05T22:17:55.048+08:002011-12-05T22:17:55.048+08:00:) Thanks Kris. Yea, a lot of engineer friends fal...:) Thanks Kris. Yea, a lot of engineer friends fall under this category of people expecting Huge gains w/ zero risks. <br />I wonder what is the value proposition for FD products when bank try to market those? You could be right as I also read from BTimes they expect BLR to go down by 20-30 basis points by next year. And now, housing loan eligibility is based on net income instead of gross income.LCFhttps://www.blogger.com/profile/15837605524961800977noreply@blogger.comtag:blogger.com,1999:blog-3831983795446210066.post-32666060703044866752011-12-05T11:27:55.216+08:002011-12-05T11:27:55.216+08:00@LCF, I agree with you 100%. There is alot of peop...@LCF, I agree with you 100%. There is alot of people expecting HUGE gains with zero/low risks. This is something almost impossible.<br /><br />Being a UTC, has its advantage of getting discounts for various professional courses which can be very expensive on certain modules.<br /><br />Low upfront fees is always good :)<br /><br />Now , i see a trend from local banks to push for Fixed Deposit Krishttps://www.blogger.com/profile/01618400061723721064noreply@blogger.com